
- 01
A) No, MACO Financial is a Mortgage Broker who specializes in non-bank type financing for real estate investors, and business owners. We have over 100 capital partners that we’ve built relationships with over the years, which allow us to quickly and efficiently provide you with multiple quotes within 24 hours.
- 02
A) In short, we love helping people, we love real estate, we love small business owners, and we love using leverage strategically to build wealth. This shows with our clients, and we hope this makes for an exceptional experience with everyone we work with. Beyond our passion to help investors, we also bring the following:
Years of experience
Long-term relationships with top lenders in the industry
Responsiveness
One stop-shop for non-bank financing options
Transparency
Efficiency
- 03
A) We offer financing solutions for both real estate investors and business owners seeking capital for investment or business purpose. We do not offer any financing options for an owner-occupied residential property.
REAL ESTATE FINANCING OPTIONS
(Secured by Real Property or Real Property Cash Flow)
BUSINESS FUNDING OPTIONS
(Term Loans & Business Revolving Lines of Credit)
Rental & Permanent (long term)
Startup Funding
Rehab
Working Capital
Bridge (short term)
Cannabis
New Construction
Franchise Funding
Portfolio / Blanket loans
Equipment
Commercial
Personal Loans
SBA 7a & 504
Unsecured Loans with unlimited and unrestricted uses
Specialty Finance - Cash Flow Advance
- 04
- 05
A) Yes - on a select-basis, 100% financing is available for Rehabbers and Developers only on short term programs where 100% financing makes sense, and where they qualify. We cannot offer 100% financing (or gap funding) on rental loans. We want to ensure profitability and security for our investor clients, and in our experience, we never see numbers work well for an investor when they are leveraged 100% LTV. It also puts an investor in a tough spot when and if they need to refinance, as most lenders will limit you to a 75% LTV on a refinance transaction, leaving you far over-leveraged on the property.
- 06
A) On a case-by-case basis, we may be able to offer Gap Funding for qualified investors. To qualify for Gap Funding, we will look at the applicants: Credit score (minimum 680 across all three credit bureaus), Income (We look to your past 2 years Personal Tax Returns for your net income / Adjusted Gross Income), your Debt-to-Income ratio (to qualify for Term Loans), and your overall credit utilization (to qualify for Business lines of credit). **Note, if more capital is required, multiple applicants may apply to obtain a greater funding amount. Each applicant would qualify on their own merit
- 07
A) We're located in Wauwatosa, WI which is a neighboring suburb of Milwaukee in southeastern part of Wisconsin, and about 2 hours north of Chicago, IL. Expansive Office is a co-working space across from Good City Brewing and the southeast corner of the Synergy apartment complex.
Our address is:
11220 W Burleigh St STE 100
Wauwatosa, WI 53222